Insurance claims can be a bump in the road, and not something you want to deal with. It is a long and detailed process, and it must be done carefully and with precision. At New Kingdom Inc., we will always recommend getting help from experts in the field, mainly because one simple error can cost you money to which you are entitled. To illustrate this process and explain when you should file an insurance claim, let us do a mental exercise for a moment.
Imagine you are property owner –a homeowner for the sake of this exercise- and you and your family are getting ready for the pass of a storm. It is not a hurricane, but the weather forecast calls for heavy rains and hail. The storm passes, everyone is okay, but you notice some missing shingles found all around the neighborhood, although your roof looks just fine. Right at this moment, you should have an expert inspect your property, and let us tell you why: hail and wind damage is not visible to an untrained eye, and even though you believe your roof is in perfect condition, it is most likely that your roof could have unnoticed damages.
It’s time to book an inspection
The process of filing an insurance claim starts just right here. For instance, when you hire an expert at New Kingdom Inc., we will do a free inspection of your property thoroughly, giving you an honest opinion, and telling you exactly what you need to do, whether you hire us or not. The benefit of requiring our services is that you will have an insurance restoration expert and an experienced public adjuster to work on your claim at no cost.
And indeed, we’ve found that you have damage on your roof that needs immediate attention. Otherwise, this will end up costing you a fortune. So we will start the claim process by chronologically noting the time and date of the loss, what was damaged, and other relevant details, as well as documenting everything for the claim, including but not limited to, pictures, videos, receipts, and logging and submitting initial claims on your behalf. That is why we emphasize having an expert through this process: you’ll need someone fully trained in the details and language of insurance policies. You’ll need a public adjuster that represents your interests and advocate for you against the insurance carrier.
Luckily for you, this story has a happy ending. The team of New Kingdom has completed the insurance claim process, and the insurance has paid off all. But keep in mind things could have turned out very differently without an expert by your side. So remember, you should file an insurance claim right after an unexpected event has compromised your property, and with a team of experts backing you up.
At New Kingdom Inc., we have over 10 years of experience helping policy owners file claims, ensuring that insurance companies pay the full amount they are responsible for under the policy. Let us help you with your claim by requesting a free –no contact- inspection today. We are looking forward to working with you.
