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New Kingdom | Insurance Property Claim Denied or Underpaid in Chicago

Insurance property claim denied or underpaid?

Don’t give up our public adjuster at New Kingdom specializes in reversing denied claims and getting you the maximum settlement in the Chicago
area.

Free claim review

Please upload photos, policy, or other related documents for your claim.

Don't take "No!" for an answer. We have helped hundreds of clients in the Chicago area get their claims approved and win a fair settlement.

Learn How We Reversed an Insurance Property Claim Denied or Underpaid

New Kingdom Public Adjusters have Experience Getting Claim Denials
Turned Around in Illinois

Finding out that your property insurance claim was improperly denied or underpaid is
upsetting and frustrating. Hiring a New Kingdom public adjuster will save you time,
trouble, money, and stress. Don’t take “No!" for an answer. We have helped hundreds
of clients in the Chicago area get their claims approved and win a fair settlement.

Learn How We Reversed an Insurance Property Claim Denied or Underpaid

New Kingdom Public Adjusters have Experience Getting Claim Denials Turned Around in Illinois

Finding out that your property insurance claim was improperly denied or underpaid is
upsetting and frustrating. Hiring a New Kingdom public adjuster will save you time,
trouble, money, and stress. Don’t take “No!" for an answer. We have helped hundreds
of clients in the Chicago area get their claims approved and win a fair settlement.

In the meantime, click to learn more about how we helped Pastor Lou increase his insurance settlement from $16 to $80,000. We could do the same for you.

Illinois Licensed Public Adjuster

The insurance company employs adjusters to protect their interests, but who protects yours? A public adjuster from New Kingdom!

You remember your insurance agent being friendly and easy to work with when you selected your coverage; and you have been paying your insurance payments every month … but after your property experiences a disaster, are they still collecting your monthly payments yet not compensating you properly for your losses?
Often, insurance claims are denied incorrectly by insurance companies; follow these three steps when facing a claim that’s denied or underpaid:

Illinois Licensed Public Adjuster

The insurance company employs adjusters to protect their interests, but who protects yours? A public adjuster from New Kingdom!

You remember your insurance agent being friendly and easy to work with when you selected your coverage; and you have been paying your insurance payments every month… but after your property experiences a disaster, are they still collecting your monthly payments yet not compensating you properly for your losses?
Often, insurance claims are denied incorrectly by insurance companies.

Follow these three steps when facing a claim that’s denied or underpaid

1. Make sure you understand your insurance policy and coverage

2. Review the denial letter, especially the section of your policy referenced as a reason for the denial.

3. File a complaint with the Illinois Department of Insurance

How can a Public Adjuster help you?

Insurance policies are confusing to understand and change all the time! Without a public adjuster, you could be at a severe disadvantage. You might be facing business interruption, loss of tenants, reduced damage calculations, lengthy inspections, failed health and safety regulations, and costly out-of-pockets repairs. Our knowledge of insurance policies and how to interpret them in YOUR favor is our expertise with reversing denied claims.

If you have questions or are unsure about whether you should accept the offer from your insurance company, contact us. Our public adjuster will do a free policy and claim review for you so you receive the maximum compensation according to your policy!

Insurance Claim Denied in Illinois

Even if the insurance claim is already denied, seeking advice from a licensed public insurance adjuster is the best move a property owner can make after suffering an insured property loss.
The sooner you contact a public adjuster, the more they can do to help you recover and negotiate the maximum settlement allowed under the terms of your homeowner’s insurance policy.
Your claim can usually only be denied if the policy does not cover the cause of damage or if you don’t live up to your contractual obligations.

Insurance Claim Denied in Illinois

Even if the insurance claim is already denied, seeking advice from a licensed public insurance adjuster is the best move a property owner can make after suffering an insured property loss.

The sooner you contact a public adjuster, the more they can do to help you recover and negotiate the maximum settlement allowed under the terms of your homeowner’s insurance policy.
Your claim can usually only be denied if the policy does not cover the cause of damage or if you don’t live up to your contractual obligations.

Reasons for an Insurance Company to Deny Your Claim

Missed filing deadline
Your policy specifies the amount of time you have to file a claim after a loss or damage occurs.
Incongruency on the claim
If the adjuster who inspects your home finds conditions different from what was stated in your claim form or application, or if the adjuster does not have a complete understanding of your particular situation.
Insufficient evidence
Evidence such as photographs, receipts, or other documentation to back up the losses/damage claimed must be submitted.
Neglect
An insurance policy requires you to maintain your property correctly.
Damages caused by excluded perils
Many claims are denied because the causes are not covered by the policy.
Missing payment
Missing payments of your premium obligations.

Insurance Claim Underpaid in Illinois

Whether your insurance company is underpaying your claim by 5% or 300%, you must get the money you deserve after your property is damaged.
Having a public adjuster who advocates for you ensures that your claim is paid fairly and you get the maximum settlement for your claim.

Reasons Why Insurance Companies Underpay Claim

Insufficient documentation
If you are filing an insurance claim by yourself, miscalculating the extent of your loss could be detrimental; if the adjuster does not get an accurate idea of the damage, you get less money than you deserve.
It is easier to underpay than to deny
The unjustified denial of claims is too obvious for insurance companies, but underpaying claims is more subtle and more insidious. Few people will refuse the money offered to them, even if they don't think it is enough.
Misinterpret your insurance policy
Homeowner policies can be very confusing.

Email your policy and claim settlement to us; we can examine your insurance policy and the damage on your property to verify whether your claim may have been underpaid. If we believe your insurance company has neglected to review the evidence presented to them or overlooked damages, we can help you recover the total amount you are owed!

Don’t take “No!” or reduced compensation from the insurance company

Sometimes insurance companies will flat-out deny covered damages. This could mean
that part or even all of your property damage claim is rejected. Even if only parts of
your claim are denied, the claim has likely been undervalued. Always, always, always
bring in a second opinion from a professional, such as a public adjuster.

Don’t take “No!” or reduced compensation from the insurance company

Sometimes insurance companies will flat-out deny covered damages. This could mean that part or even all of your property damage claim is rejected. Even if only parts of your claim are denied, the claim has likely been undervalued. Always, always, always bring in a second opinion from a professional, such as a public adjuster.

Email your insurance policy, denial, or settlement letter to: cmanager@newkingdombusiness.com
Call (773) 408-8219 to schedule your free property damage assessment.
We work with your insurance company to get you the best claim settlement
We also restore your property to its original condition as quickly as possible.
New Kingdom is a licensed public adjuster in Illinois, and we are experts with handling your new, delayed, denied, and underpaid claims for residential, commercial, and association properties.

Don’t take “No!” or reduced compensation from the insurance company! Instead, trust us to provide the expert advice you need to get fully compensated for your losses. We have helped hundreds of homeowners in Illinois get their property fully covered through their insurance policy, saving thousands of dollars!

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