As a policyholder, having a public adjuster working on your behalf guarantees your fair insurance claim settlement. Public adjusters can file and negotiate claims for water, fire, smoke, wind, hail, hurricane damage, and even loss of business income if caused by property damage.
What is a public adjuster? And what does a public adjuster do?
After your property is damaged by an incident like fire, hail, or windstorm, your insurance company will send their adjuster to evaluate the damage. Hiring a public insurance adjuster to assess the property loss on your behalf and help you file insurance claims will save you significant time and labor, and protects you from any pitfalls due to inexperience.
Our licensed public insurance adjusters are experts in the details and language of insurance policies, and filing and adjusting claims. Some of the benefits of hiring a New Kingdom PA are:
Many homeowners don't know much about public adjusters. They assume the work done by the insurance adjuster is done on their behalf, but that’s far from true. The insurance adjuster works for the insurance company. They work on the company’s behalf to get information about claims, and decide on the proposed repairs and repair costs.
The public adjuster is hired and paid by the homeowner. Our job is to help policyholders with many of the complex provisions and processes of a typical insurance property claim.
Both do the same tasks of evaluating and assessing the damage. Both will write up proposals for repairs and repair costs. The key difference is who employs them to do these tasks. Why let only the fox count the chickens? Public adjusters are loyal to YOU, not the insurance company.
Remember, even if you think you have the best homeowner insurance company, they never voluntarily pay more than the amount claimed. Policyholders need to be confident they are claiming the correct amount, and hiring a public adjuster is the best way to protect your interests.
As a policyholder, you have nothing to lose by hiring a public adjuster. Call today to schedule a free inspection.
Many homeowners don't know much about public adjusters. They assume the work done by the insurance adjuster is done on their behalf, but that’s far from true. The insurance adjuster works for the insurance company. They work on the company’s behalf to get information about claims, and decide on the proposed repairs and repair costs.
The public adjuster is hired and paid by the homeowner. Our job is to help policyholders with many of the complex provisions and processes of a typical insurance property claim.
Both do the same tasks of evaluating and assessing the damage. Both will write up proposals for repairs and repair costs. The key difference is who employs them to do these tasks. Why let only the fox count the chickens? Public adjusters are loyal to YOU, not the insurance company.
Another professional to learn about when dealing with an insurance claim are the independent adjusters. Many people think independent adjusters and public adjusters are two titles for the same profession.
Even though they have "independent" in their title, an independent adjuster is a contractor hired by your insurance company. Just like the insurance adjuster, their ultimate goal is to represent the rights of your insurance company, not yours.
The sooner you start the claim process, the better. It is also best if your public adjuster can speak on your behalf and work with the insurance adjuster right from the beginning of your claim.
Save time and money dealing with a property claim and call us to schedule a free property assessment.
Suppose you're considering hiring commercial or residential public claim consultants in Illinois. You may wonder how much it will cost to hire a public adjuster.
A public adjuster does not have any affiliation with the insurance company, and they are only there for your benefit. Therefore, you will be expected to pay for their services.
Many public adjusters will visit the property for free to determine whether they will work with a policyholder on a case.
Our public adjusters offer a free inspection, damage assessment, and policy review. If you decide to work with us, we will take no direct fee from you but instead we’ll receive a percentage of the total claim.
Public adjusters typically get paid when you accept the final offer from your insurance company. After a series of negotiations, the insurance company will present a final settlement to you. You can accept their offer or push for higher compensation.
Once you accept the final offer from your insurance company, the public adjuster will take a pre-arranged portion of the last payout. In most cases, this is the only time the public adjuster gets paid.
New Kingdom is also a roofing and general contractor company; if you hire us as a contractor, you will get a public adjuster dedicated to your claim at no additional cost. This is a great benefit!
As experienced commercial and residential public adjusters, the team at New Kingdom can help you get the help you need to maximize payout, expedite restoration, and reduce frustration. Contact us to get started.